Your financial friend

contract OxyileHandshake {
  struct LoanAgreement {
    bytes32 deedHash;
    uint256 principal;
    uint8   repaymentStatus;
    address collateralRef;
  }

  mapping(bytes32 => LoanAgreement) public ledger;

  function mintAgreement(
    bytes32 handshakeId,
    uint256 amount,
    bytes32 deedOfCharge
  ) external onlyEscrow {
    ledger[handshakeId] = LoanAgreement({
      deedHash: deedOfCharge,
      principal: amount,
      repaymentStatus: 1,
      collateralRef: msg.sender
    });
    emit AgreementSecured(handshakeId);
  }
}